Retirement income planning

Make sense of
what you have.
Plan what comes next.

Bring your CPF, policies, savings and investments together around the retirement income—and life—you want.

Dorothy Tan · Financial Services Consultant
Phillip Securities Pte Ltd
Illustrative scene of a mature couple walking together beside the water in a leafy Singapore park
From separate assets to a connected plan

Where could your
retirement income come from?

Each resource has a different role. We look at how they could work together over time.

CPF

Consider CPF LIFE and when income may begin.

Existing policies

Understand potential payouts, terms and purpose.

Investments

Consider income, withdrawals and market risk.

Savings & other assets

Allow for accessible reserves and other resources.

Your retirement plan

A purpose for
every piece.

When income starts
What spending it may support
What remains accessible
What gaps need attention

A planning illustration. Available income depends on your circumstances, product terms and investment outcomes.

How I help

Listen first.
Build understanding.

We start with you, then work through the choices together.

01 / UNDERSTAND

Your life.
Your resources.

What matters to you? We bring what you already own into one clear picture.

02 / PLAN

Your income.
Your portfolio.

Map potential income sources, then consider a portfolio around your goals and comfort with risk.

03 / REVISIT

Your choices.
As life changes.

Understand the reasons and trade-offs. Review the plan as your needs and family priorities evolve.

More about Dorothy’s approach
Illustrative close-up of hands reviewing financial planning papers together
A plan you understand

It should fit
your life.

“My role is to help you understand the choices, weigh the trade-offs and shape a plan you can live with.”

Retirement income is the focus. Protection, family responsibilities and legacy remain part of the picture.

About Dorothy
A good place to begin

Start with what
matters to you.

You don’t need all the answers. One question is enough to begin.

Start a conversation
Start a conversation